Spending for Private Health Insurance in the United StatesDownload the Brief | Request hard copies | Subscribe to NIHCM mailings
The total cost of health care for a typical family with employer-sponsored coverage has more than doubled in the past decade to nearly $21,000 per year, outpacing both inflation and income growth. Skyrocketing health care costs are already straining budgets and could jeopardize the availability of affordable coverage under the ACA. To shed light on the factors behind increased spending on private insurance, this brief examines
trends in premiums and cost-sharing in the group and non-group markets,
how premium dollars are spent by insurers,
which sectors are driving premiums upward, and
the importance of price increases in explaining spending growth.
This is the fourth in a series of NIHCM data briefs on U.S. health care spending.
Please feel free to use the charts from this brief with attribution to NIHCM Foundation in your slide presentations, blog posts, reports, etc. Click on the images below to download the full-scale .png files.