Expert Voices: The Challenges of Pricing Health Insurance for the 2014 ExchangesAlice F. Rosenblatt, FSA, MAAA, CERA, AFR Consulting, LLC
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The ACA has introduced sweeping market changes that bring new uncertainty to the task of developing premiums for products to be offered in the health insurance exchanges beginning in 2014. The added complexity greatly increases the chances that these premiums will be off the mark. In this essay, Alice Rosenblatt explains how actuaries set premiums, shows how key provisions of the ACA will affect their pricing for the October 2013 open enrollment period and describes what’s at stake if they don’t get it right. Read more...
Other recent Expert Voices essays include:
- Steven M. Lieberman, Engelberg Center for Health Reform, Brookings Institution and Lieberman Consulting, "ACOs at Mid-Launch: Moving Forward but Challenges Ahead" (May 2012)
- Diane E. Meier, Center to Advance Palliative Care and Mount Sinai School of Medicine, "Improving Health Care Through Increased Access to Palliative Care" (April 2012)
- Anna D. Sinaiko, Harvard School of Public Health, "Tiered Provider Networks as a Strategy to Improve Health Care Quality and Efficiency" (February 2012)
- James Robinson, University of California, Berkeley, "More Evidence of the Association Between Hopsital Market Concentration and Higher Prices and Profits" (November 2011)
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